Health Care, Insurances and Vaccination

Information about health care, insurances and vaccination can be found from the Exchange Opportunities section under Health Care, Insurance and Vaccination.

Information for degree students about health care and insurance can also be found in the Degree Students section under Students Services and Benefits | Health Care and Welfare Services | Health Care and Insurance.

Health Insurance Required from Third-Country Nationals as of 1 September 2007

As of the 1st of September 2007 third-country nationals (non-EU/EEA/Swiss citizens) who will come to Finland to study or for a student exchange are required to have a health insurance if their studies or exchange period will last over three months.

This change in the § 46 of the Aliens Act will come into force on the 1st of September 2007.

The change is based on the so-called student directive of the EU (2004/114/EC).

In Finland the requirements of the directive are applied to students referred to in the Aliens Act. The requirement of a valid health insurance is added to the requisitions of a residence permit for studies in Finland.

The third-country nationals coming to Finland for studies are required to have an insurance that will cover the costs of health care. For those whose studies will last at least two years an insurance covering medicine costs is enough. The insurance has to be valid upon arrival to Finland and should be issued by a reliable and solvent company or institution.

Please see the attached information leaflet fileicon[.pdf] for further information

Examples of health insurances

Finnish higher education institutions and insurance broker Marsh Ltd have teamed up forces for providing international students an affordable and easy access health insurance meeting the Finnish immigration requirements. You will find further information on the available International Student Insurance in the Study in Finland website.

Also the following international services and companies offer insurances for international students intending to study in Finland:

Notice! This is not a comprehensive list of available insurances. Oulu UAS does not act as a solicitor on the behalf of the listed companies and accepts no liability for their services or lack of them. Check the terms and cover of the insurance carefully before purchasing it. Check also the offers of your current insurance provider!