Living Expenses

Exchange students

Students admitted through international exchange programmes are exempt from tuition or other fees, but they have to pay the expenses for their travel to Finland, food, accommodation, study materials, clothing and social activities. Monthly costs for international students are estimated to be: 

Accomodation: 250 - 500 EUR
Lunch at student canteens:
Self catering: 85 - 200 EUR
Other expenses: 85 - 200 EUR

Notice!
This estimate does not include social activities, travel or clothing. It has been estimated that an average Finnish student spends 700 - 1000 euro a month.

Students who are members of the student union and have paid the membership fee are entitled to various discounts for transportation costs and student meals.

For non EU/EEA/Swiss citizens for residence permit for studies the Finnish Immigration Service requires a proof of adequate funds to cover the costs during student's stay in Finland. This income requirement is for a student min. 560 EUR/month. This can be considered as the absolute minimum sum of money with which one can support him/herself in Finland.

 

Degree students

Degree students are exempt from tuition, but they have to pay the expenses for their own study materials. The majority of Finnish students are financially supported by the Finnish state. Foreign students are entitled to the students' financial aid only with certain restrictions. See for more information on students' financial aid below. The studies of a foreign student are normally financially supported by the student's parents, or the student has been awarded a scholarship from his/her home country or from an international institution to cover the expenses and living costs in Finland. Oulu University of Applied Sciences is unfortunately not able to provide any financial support for the students.

Foreign students must demonstrate their own funds for supporting their living and studying in Finland during their stay in the country. A guarantee money of 6,720 EUR / academic year (560 EUR/month) or a scholarship must be deposited in a Finnish bank account under the name of the student. See also instructions for residence in Finland.

If a foreign student would like to come to Finland as a degree student, he/she should ask the authorities of his/her home country for further information on grants by contacting e.g. the Ministry of Education or the National Agency for Education.

The cost of living in Finland is about the same as in other EU countries' capitals. Students admitted to a degree programme have to pay for food, accommodation, study materials, clothing, transportation and social activities.

Accomodation: 200 - 500 EUR
Lunch at student canteens:
Self catering: 85 - 200 EUR
Other expenses: 85 - 200 EUR

Notice!
This estimate does not include social activities, travel or clothing. It has been estimated that an average Finnish student spends 700 - 1000 euro a month.

Students who are members of the student union and have paid the membership fee are entitled to various discounts for transportation costs and student meals.

Please note, that foreign students have to pay the expenses of their travel to Finland.

For non EU/EEA/Swiss citizens for residence permit for studies the Finnish Immigration Service requires a proof of adequate funds to cover the expenses during student's stay in Finland. This income requirement is for a student min. 560 EUR/month. This can be considered as the absolute minimum sum of money with which one can support him/herself in Finland.

 

Financial aid for foreign students

Foreign citizens can get financial help with studies from the Finnish state if they have had a valid residence permit for some other purpose than to study, and their residence in Finland is considered to be permanent. Even if a foreign student has been in Finland for less than two years, he/she may qualify for student financial aid if he/she is, for example, a refugee or remigrant. Nationals of EU and EEA Member States can get help with studies that are closely related to their work or if they have become involuntarily unemployed. The family members of employees covered by the EEA Agreement can also get financial assistance with their studies in the same way as Finnish citizens.

Further information on students' financial aid is available on the following Web site of the Social Insurance Institution of Finland KELA: www.kela.fi (Financiel Aid for Students).