Benefits for Students

  • Meals

    As a student in the School of Professional Teacher Education you will receive a meal subsidy card for your first year of studies. The card entitles you to a student prized meal in all student restaurants participating in the scheme – Finland wide. You can find the student restaurants in Finland on the Kela website.

  • Financial Aid

    If you are not a Finnish citizen and have come to Finland for study purposes, the general rule is that you cannot get financial aid from Finland. However there are exeptions. Please visit the Kela website for more information.

    If you are eligible for financial aid the maximum time for the teacher education studies related student grant is 12 months. The support comprises of the grant, housing supplement  and a government-guaranteed student loan. You must apply for the financial aid BEFORE you start your studies. You can receive financial aid starting form the month you have sent the financial aid application to Kela. You can apply for the financial aid on Kela’s web site.

    Another option financial aid is the adult education allowance or an unemployment benefit for studies. For these options please visit the home page of The Education Fund and the TE Services.

  • Sport services

    Students and staff at the Oulu University of Applied Sciences, University of Oulu and Diaconia University of Applied Sciences in Oulu can enjoy the sports and well-being services of the University Sports of Oulu. The way to get the benefits is to purchase the Sports Pass. The Sports Pass functions as an entrance ticket to sports services, training sessions as well as other welfare services. The pass also gives you certain discounts on some course fees and on services provided by our cooperating partners. The Pass is personal and may not be loaned to any other person. You can set the validity of the pass to run for either one semester, or for the entire academic year. If you purchase a Pass for the entire academic year or spring, the Pass can also be used to participate in summer sports activities. The prices and the locations to pick up your pass can be found at the web pages of University Sports of Oulu.

  • Insurance

    Our students are insured by insurance company Pohjola Insurance. Please contact Academic Affairs soon after an incident, since the notice of accident claim has to be done in 10 days. Contant information can be found at the bottom of this page.

    In case of accident, student must file a notice of accident claim to Pohjola Insurance themself.  The required policy code is 40-439-722-3 and Oamk's business ID is 2509747-8.

    The students’ insurance includes:

    • statutory accident insurance, which covers accidents that occur while taking part in the unpaid practical training that is included in the curriculum.
    • voluntary accident insurance, which covers accidents in other education than mentioned above. This insurance also covers accidents that occur on the way from home to the university of applied sciences, on breaks and during physical exercise that is included in the curriculum.
    • liability insurance for the practical training period (damage caused to the employer or the property of a third party)
    • travel insurance for students is valid during trips included in the curriculum. Such trips are e.g. trips related to student exchange and practical training.

    The types of insurance listed above do not cover students' own property and leisure time. Students should check if their private insurance is adequate because the above-mentioned types of insurance do not cover, for example, distance learning. In case of damages, students should contact the insurance contact person of their Campus. The contact person will also provide more information on insurances in general.

    Statutory accident insurance

    This insurance covers accidents that occur while taking part in the practical training that is included in the curriculum.

    In case of an accident student needs to provide an insurance certificate for the hospital etc. Students can get the insurance certificate from the Academic Affairs. Generally the insurance certificate will be provided for the hospital when seeking for treatment. In urgent cases, the certificate can also be delivered to the hospital afterwards, when the treatment has already begun.

    In case of an accident, student needs to contact the Academic Affairs to make the notice of accident claim as soon as possible and to get instructions for further procedure. The notice of accident claim has to be done in 10 days, so contact your insurance contact person as soon as possible.

    In case of an accident that doesn’t require immediate treatment, the Academic Affairs will check the insurance coverage from the insurance company.

    Voluntary accident insurance

    The insurance is valid at the school premises during actual school time, education, physical education, breaks and when participating in activities arranged within the limits of the school’s curriculum as well as during round trips in direct connection with such activities.

    Also expenses for necessary trips to and from school relating to a compensable accident are compensated as medical treatment expenses when the trip to or from school has been made with an exceptional vehicle due to doctor’s orders.

    Liability insurance

    Liability insurance covers damages caused to the employer or the property of a third party during practical training.

    Travel insurance

    Travel insurance for students is valid during trips included in the curriculum. Such trips are e.g. trips related to student exchange and practical training.

    During student exchange and practical training, the insurance is valid on weekends and during school and practical training holidays when the student is on holiday in the same city where he/she studies or carries out practical training and returns to the place of study or practical training after the holiday.

    However, the insurance is not valid when the student before the commencement of a term or practical training travels to the country where he/she shall study or carry out practical training to spend his/her holiday and get acquainted with the place of study or practical training or when he/she during holidays travels from the place of study or practical training to another city or country to spend his/her holiday.

    Furthermore, the insurance is not valid after the studies or practical training, should the student stay for holiday in the country of study or practical training.

    Students are asked to collect a travel insurance card from the Academic Affairs before going abroad. In case of an accident, student needs to contact Academic Affairs to make a notice of accident claim and to get instructions for further procedure. The notice of accident claim has to be done in 10 days, so contact your Academic Affairs soon after the incident.

    For further information please, contact:

    Contact person Sirpa Aalto, 050 5404 122
     

    Information on recommended insurance providers for foreign students studying in Finland.